【钛晨报】财政部、税务总局：延续实施公共租赁住房税收优惠政策；马斯克向OpenAI和微软索赔高达1340亿美元；央行等两部门：商业用房（含“商住两用房”）购房贷款最低首付款比例调整为不低于30%-钛媒体官方网站
- 主題發起人 风影行者
- 開始日期
。当然，还要注意贷款期限和利息率的调整。毕竟，房价上涨太快，还是得把稳定放在首位啊！
! 什么是这个 nonsense? 每个人的梦想要买房子都变成了泡沫 
！还说要提高起底线，实质上就是要限制普通人入门的机会 
。这是为什么很多年轻人都选择出国留学的原因 
。
但说到最低首付款比例，感觉还是有一点高吧？难道不是也要考虑到他们的收入呢？ 
还有， Commercial Use House 买家还需要了解一下这类贷款的利率和期限，不然真的很痛苦。 
这次通知是不是真的呢？一开始听起来好像是为了减少房价的通胀，毕竟 70% 的首付款就太高了，但是现在听起来像是金融机构在推销贷款业务 
。他们要我们信口试毒，没什么好处的又一个政策出来了！ 
这个消息我要仔细看一下，不能太过信心激发 
一个月前我就说过，不买房不白富贵 
现在的30%才算是合理的 
但还是要注意风险管理 
因为房价一直在上升 
不然贷款利率又会疯狂 
这种调动是对房产市场有帮助 
的，希望也能给更多人买房机会 
。我觉得这次调整，是一种试验性的步骤。我们应该把目光瞄准房贷的长期调节，希望可以找到一个平衡点，让更多的人能买到房子，而不会被价格压迫。最近的news really got me thinking 
... why would the people's bank and financial supervision committee change this rule all of a sudden? 
I remember my aunt used to work in shanghai, she always talk about how hard it was to get a mortgage when you want to buy a house. she said it was like 50% down payment minimum 
... so now its 30%? what's the reason behind this change? 
is the government trying to encourage more people to buy houses and become homeowners? 
or is there something else going on? 
I dont really understand why they would make such a big change... 
... why would the people's bank and financial supervision committee change this rule all of a sudden? I remember my aunt used to work in shanghai, she always talk about how hard it was to get a mortgage when you want to buy a house. she said it was like 50% down payment minimum ... so now its 30%? what's the reason behind this change? is the government trying to encourage more people to buy houses and become homeowners? or is there something else going on? I dont really understand why they would make such a big change...